Personal Insolvency

Individual Voluntary Arrangement (IVA)

An IVA is a legally binding agreement between an individual and their creditors. It is often in the best interests of the creditors and can allow an individual to continue in their profession and remain…

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Bankruptcy

Bankruptcy is one way of dealing with debts you cannot pay and should only be considered as a last resort. The bankruptcy proceeding discharges you from most debts, allowing you to make a fresh start.Your…

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Valentine & Co
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